Living where other people like to vacation sometimes comes at a cost. Hurricanes, violent thunderstorms and other natural disasters are part of living in the beautiful sub-tropical climate of South Florida. As a homeowner or business owner in the market, it’s important that your property is properly insured. And while it’s important to understand what your insurance policy covers, it’s equally as significant to understand what it doesn’t because many policies exclude certain types of loss.

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With the holidays deep in our rear view mirror and the summer hurricane season just around the corner, now is a really good time to take stock of your home, its contents and the insurance policies and coverage you have in place. While a regular review of the type and amount of insurance you carry is considered a best practice, when was the last time you actually looked at the stability of your carrier and its most basic compliance with insurance statutes and regulations?

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